Transferring money to Bhutan from anywhere in the world is a straightforward process, but it requires you to follow specific instructions depending on your location.

Whether you're sending money from India, USA, UK, Singapore or any other region, this guide will walk you through the necessary steps to ensure a smooth transaction.

Beneficiary (Recipient) Bank Details

Regardless of where you are sending money from, the beneficiary bank details (Bhutan National Bank) in Bhutan remains the same (except for the Bank Account Number and the Account Holder Name):

  • Beneficiary Bank: Bhutan National Bank
  • Address: P.O Box 439, GPO Building, Chang Lam, Thimphu, Bhutan
  • SWIFT Code: BNBTBTBT
  • Beneficiary/Ultimate Beneficiary Details:
    • Account Number: [Recipients Bank Account Number – Ask your service provider for their account Number of Bhutan National Bank]
    • Account Holder Name: [Recipients Account Holder Name – Ask your service provider for their Account Holder Name registered with Bhutan National Bank]

Note: Bhutan National Bank (BNB) does not charge any fees for receiving wire transfers. However, your sending bank may apply transfer fees, so it is advisable to check with them for any applicable charges before initiating the transfer.

Transferring Money from Outside Bhutan and India

If you are transferring money to Bhutan National Bank from any country outside Bhutan and India, you will need to route the transaction through one of BNB's correspondent banks.

Below are the details for different regions:

United States

  • Correspondent Bank: Standard Chartered Bank Ltd.
  • Address: 1095 Avenue of The Americas, New York, NY 10036
  • SWIFT Code: SCBLUS33
  • CHIPS ABA: 0256
  • FED ABA: 026002561

United Kingdom

  • Correspondent Bank: Standard Chartered Bank
  • Address: 1 Basinghall Avenue, London EC2V 5DD, United Kingdom
  • SWIFT Code: SCBLGB2L
  • Sort Code: 60-91-04

Note: Do not use the Faster Payment System (FPS) for this transaction.

Singapore

  • Correspondent Bank: Standard Chartered Bank
  • Address: Marina Bay Financial Centre 27-01, 8 Marina Boulevard, Singapore
  • SWIFT Code: SCBLSG22XXX
  • Sort Code: 60-91-04

Japan

  • Correspondent Bank: Standard Chartered Bank Ltd.
  • Address: Sanno Park Tower Floor 21, 11-1, Nagatacho, 2-Chome, Chiyodaku, Tokyo 100-6155, Japan
  • SWIFT Code: SCBLJPJT

Germany

  • Correspondent Bank: Standard Chartered Bank (Germany) GmbH
  • Address: Franklinstrasse 46-48, 60486 Frankfurt AM Main, Germany
  • SWIFT Code: SCBLDEFX

Note: Do not use SEPA Credit Transfer for this transaction.

Transferring Money from Thailand

If you are sending money from Thailand, you can use one of the following correspondent banks:

Kasikornbank PCL

  • Address: 27/1 Ratburana Rd. 1 Soi Ratburana, Bangkok 10140, Thailand
  • SWIFT Code: KASITHBK

Export-Import Bank of Thailand

  • Address: EXIM Building Floor 17 1193, Phaholyothin Road, Phayathai, Bangkok 10400, Thailand
  • SWIFt Code: EXTHTHBKXXX

Transferring Money from India

If you are transferring money from India, you can use one of the following correspondent banks:

Axis Bank

  • Address: Spectrum House, Sevoke Road, Siliguri 734401, India
  • SWIFT Code: AXISINBBXXX
  • IFSC Code: UTIB0000035
  • Beneficiary Bank Account: 035010200012537 (INR A/C)

ICICI Bank Limited

  • Address: ICICI Towers, Bandra-Kurla Complex, Mumbai 400 051, India
  • SWIFT Code: ICICINBBXXX
  • IFSC Code: ICIC0000208 (Siliguri)
  • Beneficiary Bank Account: 000405026227 (INR A/C)

HDFC Bank Limited

  • Address: 12th Floor, Raheja Centre, Free Press Journal Marg, Nariman Point, Mumbai 400 021, India
  • SWIFT Code: SCBLINBBXXX
  • IFSC Code: SCBL0036001
  • Beneficiary Bank Account: 01510390000013 (INR A/C)

Standard Chartered Bank Limited

  • Address: 23-25 MG Road, Mumbai 400001, India
  • SWIFT Code: SCBLINBBXXX
  • IFSC Code: SCBL0036001
  • Beneficiary Bank Account: 32205122969 (INR A/C)

Standard Chartered Bank Limited

  • Address: 23-25 MG Road, Mumbai 400001, India
  • SWIFT Code: SCBLINBBXXX
  • IFSC Code: SCBL0036001
  • Beneficiary Bank Account: 32205122969 (INR A/C)

IndusInd Bank

  • Address: Opera House, IndusInd House, 425 Dadasaheb Bhadkamkar Marg, Mumbai 400 004, India
  • SWIFT Code: INDBINBBXXX
  • IFSC Code: INDB0000015
  • Beneficiary Bank Account: 0001-W8 1467-050 (INR A/C)

Important Notes

  • Always double-check the SWIFT codes, account numbers, and other details before initiating the transfer.
  • Inform your bank that the transfer should be routed through the correspondent bank mentioned above.
  • For transfers from Europe, avoid using SEPA Credit Transfer, and for transfers from the UK, avoid using the Faster Payment System (FPS).

By following these instructions, you can ensure that your money is transferred securely and efficiently to Bhutan.

Payments Through Credit or Debit Cards

For added convenience, we also accept payments via credit or debit cards. This option is ideal for those who prefer a quick and hassle-free way to transfer funds. However, please note that a merchant processing fee of 4.99% of the total amount (as of February, 2025 – might change from time to time) will be applied for transactions made through cards.

When using your credit or debit card, ensure that your card is enabled for international transactions and that you have sufficient funds or credit limit to cover the transfer amount and the processing fee. This method is secure, fast, and allows you to complete your payment from the comfort of your home or office.

To process payments using a credit or debit card, please request your service provider to share the payment link for credit card transactions. Once received, the payment link will display the precise amount due, including any applicable fees. We strongly advise you to carefully review the amount before proceeding with the payment to ensure accuracy and avoid any overpayments.

If you have any questions or need further assistance, feel free to contact us.